Ticking Time Bombs

The good news...the biopsy results came back as benign, which was expected. 

The bad news...getting genetic testing is not covered by my insurance company, and would be $4,000...even though my mother was diagnosed at 35. I have somewhere between a 10% and 87% chance of developing breast cancer, and that's all we know right now.

Cigna and Blue Cross don't cover testing for cancer genes until you actually have cancer.

Top surgery is only $2k more. Because I don't adhere to the binary gender system, I am trans*...but not "trans enough" to have the faintest hope of getting the signatures needed for top surgery or finding a doctor to do it.

I can look forward to MRIs and ultrasounds twice a year...even though I have a lot of anxiety around seeing doctors and being in medical facilities...and even though this will (probably) cost me a couple grand (or more) a year. 

Shouldn't the insurance company see it is simply more cost effective to cut these ticking time bombs off of me sooner rather than later?

My medical decisions are largely decided for my based on what is and is not covered by my for profit insurance company.

Another reason I am not a capitalist.

I feel so incredibly disempowered.